To view our privacy practices, please see our Privacy Notice (applicable to all products).
To view our privacy notice pursuant to the Health Insurance Portability and Accountability Act (HIPAA), please view our HIPAA Notice.
The information and descriptions regarding products contained on this website are intended as general information and are not necessarily complete descriptions of the products and services offered by Associate Benefits Group. As is the case with most insurance contracts, the policies described on this website have exclusions, limitations, reductions in benefits and terms under which they may be continued in force or discontinued.
Ownership / Use of Content
Associate Benefits Group grants you a non-exclusive, non-transferable, limited right to access and use this website. You agree not to interrupt or attempt to interrupt the operation of this website in any way. The information contained in this website is provided for your personal use and may not be modified, copied, distributed, reproduced, republished, uploaded, downloaded, posted, transmitted or duplicated without the prior written consent of Associate Benefits Group.
Copyrights / Trademarks
All trademarks, services marks, trade names, logos, icons and domain names located on this website are the property of Associate Benefits Group and others. Nothing contained on the website should be construed as granting, by implication or otherwise, any license or right to use any trademark, service mark, trade name, logo, icon and domain name displayed on this website without the written permission of Associate Benefits Group or any third party that may own such marks or names displayed on this website. Your use of the trademarks, service marks, trade names, logos, icons and domain names displayed on this website, or any other content on this website, except as provided herein, is strictly prohibited.
This website contains software, photographs, graphics, text, images and other material (collectively “Material”) that are protected by copyright law, and such copyrights are valid and protected in all forms, media and technologies existing now or developed in the future. All such Material also is copyrighted as a collective work under the United States copyright laws, and Associate Benefits Group owns a copyright in the selection, coordination, arrangement, and enhancement of such Material. You may not modify, remove, delete, augment, add to, publish, transmit, participate in the transfer or sale of, create derivative works from, or in any way exploit any of the Material, in whole or in part. All rights in and to such Material are reserved to their respective copyright owners. Permission is granted to electronically copy and to print in hard copy portions of this website (and to download software made available on the website) solely for your personal use and in connection with conducting business with Associate Benefits Group. Except as provided in the preceding sentence, you may not reproduce or distribute in any way Material protected by copyright without obtaining the prior written permission of the owner of the copyright. Any other use of the Material on this website, including reproduction for purposes other than as noted above, modification, distribution, replication, commercial or other use, without the prior written permission of Associate Benefits Group, is strictly prohibited. If you violate any of these terms, your permission to use the Material will automatically terminate, and you must immediately destroy any copies you have of any portion of the Material.
ASSOCIATE BENEFITS GROUP MAKES NO REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, ABOUT THE ACCURACY OR COMPLETENESS OF ANY OF THE CONTENT OR FUNCTIONS OF THIS WEBSITE (OR ANY LINKED WEBSITE) OR ABOUT ANY OF THE BENEFITS OR OPPORTUNITIES YOU MAY OBTAIN AT THIS WEBSITE. WE HEREBY DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, WARRANTIES OF MERCHANT-ABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. THE CONTENT AND FUNCTIONS ARE PROVIDED “AS IS,” “AS AVAILABLE.” TO THE EXTENT THE LAW DOES NOT PERMIT THE DISCLAIMER OF WARRANTIES, ALL CONTENT AND FUNCTIONS ARE WARRANTED ONLY TO THE EXTENT ALLOWED BY LAW. IN USING THIS WEBSITE, YOU AGREE THAT YOU WILL NOT HOLD ASSOCIATE BENEFITS GROUP LIABLE TO YOU OR ANY OTHER PARTY FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES OF ANY KIND ARISING OUT OF ANY USE OF THIS WEBSITE (OR ANY LINKED WEBSITE).
Linking to Other Websites
Associate Benefits Group may provide links to third party websites through this website. These links are offered for informational purposes only. Associate Benefits Group in no way endorses, sponsors or promotes these websites or the content of these websites unless expressly noted.
Linking to This Web Site
This website and its graphic link are provided AS IS, AND AS AVAILABLE.
Associate Benefits Group does not intend to solicit information from children or market its products or services to children through this website.
“Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995: Statements on this website regarding the business of Associate Benefits Group that are not historical facts are “forward-looking statements” that involve risks and uncertainties. These risks and uncertainties could cause actual results to differ materially from those contained in the forward-looking statements. For a discussion of the risks and uncertainties, please see Associate Benefits Group’s latest annual report on Form 10-K and its most recent Form 10-Q filed with the Securities and Exchange Commission.
Cookies are small pieces of information that our website sends to your computer. The information is stored on your hard drive so that the next time you visit our website, we can retrieve the information to facilitate your use of our website. For example, the first time you visit our website, it may ask you to type in your zip code. The next time you visit the website, you will not need to enter your zip code. In most circumstances, you may set your browser to notify you when you are receiving a cookie. If you would prefer not to have cookies on your computer, you may set your browser to deny cookies. Please remember that by denying cookies, you limit the functionality we can provide you when you visit our website.
Associate Benefits Group protects your privacy related to this website using the following measures. All personal information in our computers is protected from unauthorized access by a secure firewall and database architecture. Information may only be accessed by personnel who have a legitimate business reason to access it. Some areas of this website use secure methods of Internet communication to exchange personal information with you.
Associate Benefits Group assumes no responsibility, and will not be liable for, any damages to, or viruses that may infect, your computer equipment or other property caused by your access to, use of, or browsing of this website or your downloading of any materials, data, text, video, or audio from this website.
E-mails that you send to us are not necessarily secure when they are transmitted to us. If your communication is very sensitive or includes highly confidential information such as a social security number or a credit card number, you may want to send it by regular mail instead.
The laws of the United States and the State of Georgia will govern the content and use of this website, without giving effect to conflict of law principles.
Associate Benefits Group controls this website from our offices within the United States. We make no representation that the content on our website is appropriate, legal or available for use in other locations. Those who choose to access the website from other locations do so on their own initiative and are responsible for compliance with applicable local laws. By registering for or entering this website, you consent and submit to the exclusive jurisdiction and venue of the state and federal courts located in the State of Georgia.
When you register for this website, you will be required to provide Associate Benefits Group certain information which may include your name, e-mail address, mailing address, zip code, country, user name and password. You agree to provide true, accurate, current and complete information about yourself on the registration form and to maintain and promptly update such account information. If you provide any untrue or inaccurate information, or if we have reasonable grounds to suspect that such information is untrue or inaccurate, we may suspend or terminate your account and refuse all current and future use by you of our website. You are responsible for maintaining the confidentiality of your user name and password. You shall be responsible for all uses of your registration, whether or not authorized by you. You agree to immediately notify Associate Benefits Group of any unauthorized use of your registration or password.
Use of Information Submitted By Users
By posting or submitting information, you grant to Associate Benefits Group a royalty-free, perpetual, irrevocable, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, communicate to the public, perform and display such information (in whole or in part) worldwide and/or to incorporate it in other works in any form, media, or technology now known or later developed, for all lawful purposes. You also warrant that you are the sole owner of such information, including all copyright and other proprietary rights (including any moral rights) therein or that you have full rights to grant the license to Associate Benefits Group stated above.
Compliance with Export Laws and Regulations
United States export control laws regulate the export and re-export of technology originating in the United States. This includes the electronic transmission of information and software to foreign countries and to certain foreign nationals. You agree to abide by these laws and their regulations, including, but not limited to, the Export Administration Act and the Arms Export Control Act, and not to transfer, by electronic transmission or otherwise, any such technology derived from our website to either a foreign national or a foreign destination in violation of such laws.